"Flooding and Arkansas, unfortunately, seem to go hand-in-hand. Of the state’s past 33 Presidential disaster declarations, 22 have involved a flood. That’s two out of every three."
That lead story from KARK 4 News tells it all about flooding in Arkansas. The last few days tells the rest. The facts are what lead me to say that Flood Insurance is an important thing to have in Arkansas!
Federal Coordinating Officer Mike Moore of the Federal Emergency Management Agency (FEMA) states:
"Both the history of flooding in this state and the many floods throughout the midsection of our nation are reminders that flooding is a serious risk to Arkansas residents and the economy," “Homeowners insurance does not cover flood damage and less than one per cent of Arkansas residents and business owners have flood insurance.”
When was the last time you saw something flood that you did not expect to flood. Do you need flood insurance? Look outside your window right now if you are any where near central Arkansas.
The rain is coming down! Only last weekend it rained anywhere from 3 - 8 inches depending where you are at. The ground is saturated and there is more rain falling. Predictions have the next rain at possibly another 3-5 inches in certain places. Where will the water go? Hopefully not in your house. If it does YOU WILL BE DEVASTATED!
I am not trying to be gloom and doom - just a realist.
All I can say again is that flood insurance could be very important to you and if you have any desire to find out more you should check out your needs for this insurance.